| Features | New Freedom Interest Checking | New Freedom 55 Plus Checking | Heroes Checking | “KEWL” Student Checking | Basic Checking |
|---|---|---|---|---|---|
| Minimum to Open | $100 | $100 | $100 | $100 | $100 |
| GenGold® Ultimate | Optional @ Just $8.95/mo | Optional @ Just $8.95/mo | Optional @ Just $7.95/mo | Optional @ Just $8.95/mo | Optional @ Just $8.95/mo |
| Interest Bearing | Yes | No | No | No | No |
| FDIC Insurance | Up to $250,000 | Up to $250,000 | Up to $250,000 | Up to $250,000 | Up to $250,000 |
| Premium Interest Rate | On Daily Balances Up To $25,000 | X | X | X | X |
| 50% off on a Safe Deposit Box | Yes | Yes | Yes | No | No |
| 1 Penalty-Free Withdrawal per yr. for 1-yr. CD (IntraFi Network Deposits Excluded) | Yes | Yes | Yes | No | No |
| 2 Free Stop Payments per Year | Yes | Yes | Yes | No | No |
| Free Checks | No | Yes | Yes - Custom Heroes Checks | No | No |
| Monthly Service Charge | Avoid $8 monthly fee with $1,000 average balance in the account or $25,000 combined Loan/Deposit balance | Avoid $5 monthly fee with eStatements or recurring monthly Direct Deposit of $300 or greater | Avoid $5 monthly fee with eStatements or recurring monthly Direct Deposit of $300 or greater | Avoid $3 paper statement fee (per statement cycle) with eStatements | Avoid $3 paper statement fee (per statement cycle) with eStatements |