Privacy Policy

What Does New Peoples Bank Inc. Do With Your Personal Information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Account balances Payment history and Transaction history Credit history and Transaction or loss history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons New Peoples Bank Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does New Peoples Bank, Inc. Share?	Can you limit this sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes– to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes– information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes– information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions
Call 276-873-7000 or go to https://newpeoples.bank/

Who We Are
Who is providing this notice?	New Peoples Bank, Inc.

What We Do
How does New Peoples Bank, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does New Peoples Bank, Inc. collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan Make deposits or withdrawals from your account Make a wire transfer or show your government-issued ID
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes-information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Lonesome Pine Title Agency, Inc.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. New Peoples Bank, Inc. does not share personal information with non-affiliates so they can market to you
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. New Peoples Bank, Inc. does not jointly market.

Other Important Information
Children's Information	New Peoples Bank, Inc. respects the privacy of your children, and we comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen.
Electronic Online Banking - Cookies	New Peoples Bank, Inc. uses "Cookies" to track customers through our secure web site to enable the use of Internet Banking. The "Cookies" are used for security reasons and are not used to collect customer data in any manner.