No matter where you are in life or what your savings goals are, we have an account that fits your needs perfectly.
Statement Savings Account
Enjoy earning interest quarterly on balances of any amount with no monthly service charge with free eStatements included. Receive complimentary deposit/withdrawal slips and take advantage of having full 24 hour access to the money in your Savings account with a VISA® Debit Card. Enjoy peace of mind by linking to your checking account to avoid overdraft fees.
Health Savings Account
Take control of your health savings and be prepared for future medical expenses with an HSA from New Peoples Bank.
This account, in addition to a qualifying High Deductible Health Plan (HDHP), allows you to take control of your health care savings. A Health Savings Account may help you pay for qualified medical expenses such as co-payments, some over-the-counter medications prescribed by a physician, and even your health insurance deductible. Your HSA balance continues to roll over from year to year, allowing you to budget your health expenses and save to cover other medical expenses if required. Contributions and interest earned are tax-free, but are subject to yearly contribution limits. An HSA is portable. It belongs to you, not your employer, although your employer may choose to contribute to your HSA.
NPB Kids Savings Account
Start your children on the right financial path by teaching them to “Bee A Saver.” Your children can watch their money grow with premium rates* on balances up to $5,000. Even pennies add up fast when you use the free coin counters at our branch locations to add to the balance!
*Annual percentage yield (APY) is accurate as of 10/1/2024 and is subject to change. Limit one savings account per child.
Money Market Deposit Account
Make the most of your investments by using this tiered rate* account, where you can earn a higher rate on higher balances. Enjoy the peace of mind knowing that funds are easily accessible by transferring funds with direct debit or direct deposit and check writing.
*Tiered rates available upon request
Christmas Club Account
Be better prepared for the holiday season with a traditional Christmas holiday savings plan. Make it easy to save with automatic transfer. Enjoy the convenience and security of a direct deposit into your New Peoples Bank account when the time comes to go shopping.
Savings Round Up
Use your debit card as a way to meet your savings goals. Savings Round-Up will automatically round your everyday purchases to the nearest dollar and deposit the change into a savings account at the end of each day.
Bank Like a VIP