

All of our Personal Checking Accounts include:
- FREE debit card
- Online Banking with Bill Pay
- Mobile Banking
- eStatements
- NPB Alerts
- Notary Services
- Official/Cashier's Checks (Limits Apply)
- Telephone Banking and more!
More Benefits!
Add GenGold® Ultimate Benefits for an additional monthly fee
Capitalize on added discounts for Travel, Vision and Auditory Care, Prescriptions, National Restaurants and Family Movies1.
Capitalize on added discounts for Travel, Vision and Auditory Care, Prescriptions, National Restaurants and Family Movies1.
Other benefits include Identity Theft Protection and a 90-Day Purchase Protection & Extended Warranty1 and much more!
1 Some Restrictions Apply
Redeem your uChoose Points:
Whether you're looking for the latest products, unforgettable travel experiences, exciting event tickets, or even cash back, there's something for everyone. Start exploring and make the most of your points today!
New Freedom Interest Checking
Earn higher interest with our simple, time-saving services. Enjoy a 50% discount on annual safe deposit box rental, two free stop payments, and one penalty-free Certificate of Deposit withdrawal per year (1 Year Term CD Only)*. Feel confident about your financial future with a free investment consultation from New Peoples Bank Financial Services, Inc.
*IntraFi Network Deposits & CDs Excluded
Details:
- Earn a Premium Interest Rate on Daily Balances up to $25,000 by Meeting a Few Simple Requirements
- Avoid $8 Monthly Fee with $1,000 Average Balance in Account or $25,000 Combined Loan/Deposit Balance
Criteria to Earn the Premium Interest Rate on Daily Balances up to $25,000:
- Sign up and receive eStatements
- One direct deposit required per month
New Freedom 55 Plus Checking
- Free NPB Custom Design checks
- 50% discount on annual safe deposit box rental
- Two free stop payments
- One penalty-free Certificate of Deposit withdrawal per year (1 Year Term CD Only)*. Feel confident about your financial future with a free investment consultation from New Peoples Bank Financial Services, Inc.
*IntraFi Network Deposits & CDs Excluded
Heroes Checking
Honoring those who have served or that are serving.
Military Personnel, Veterans, Law Enforcement Officers, Firefighters, and Medical Professionals.
- Free Custom Heroes Checks
- Free VISA® Debit Card that earns uChoose® Rewards Points,
- 50% discount on annual safe deposit box rental, 0.25% off
- Borrower’s interest rate on any consumer installment loan*,
- Two free stop payments per year
- Discount on GenGold® lifestyle benefits
- One penalty-free Certificate of Deposit Withdrawal per year (1 Year Term CD Only)**.
*Rate discounts do not apply to commercial loans or real estate secured loans.
** IntraFi Network Deposits EXCLUDED
** IntraFi Network Deposits EXCLUDED
KEWL Student Checking
Our KEWL Checking Account helps teens and students develop healthy financial habits, while earning exciting rewards! Students ages 13-23 (17 and under requires adult participation and signature with this account) are eligible for this account. Receive a free NPB VISA®Card. Order checks with your school’s logo*.
*Participating Schools
Basic Checking
Basic Checking is a traditional checking account with no monthly service charge. Enjoy free eStatements, no minimum balance requirements, and unlimited transfers to other accounts.

The retirement of your dreams