Parent and child in the outdoors.

Checking Accounts

All of our Personal Checking Accounts include:

  • FREE debit card that earns uChoose® Points
  • Online Banking with Bill Pay
  • Mobile Banking
  • eStatements
  • NPB Alerts
  • Notary Services
  • Official/Cashier's Checks (Limits Apply)
  • Telephone Banking and more!
 

More Benefits!

What are uChoose® rewards points*?
This is a rewards program where you earn points every time you use your New Peoples Bank VISA® Debit Card and sign for your purchases.
 
You may also earn additional points for shopping at participating retailers, whether it's in-store at national or local retailers or online through www.uChooserewards.com. When shopping in-store, select credit and sign for your purchases.
 
 
 
Add GenGold® Ultimate Benefits for an additional monthly fee
Capitalize on added discounts for Travel, Vision and Auditory Care, Prescriptions, National Restaurants and Family Movies1.
 
Other benefits include Identity Theft Protection and a 90-Day Purchase Protection & Extended Warranty1 and much more!
 
 
1 Some Restrictions Apply
Earn higher interest with our simple, time-saving services. Enjoy a 50% discount on annual safe deposit box rental, two free stop payments, and one penalty-free Certificate of Deposit withdrawal per year (1 Year Term CD Only)*. Feel confident about your financial future with a free investment consultation from New Peoples Bank Financial Services, Inc.
 
*IntraFi Network Deposits & CDs Excluded
 

Details:

  • Earn a Premium Interest Rate on Daily Balances up to $25,000 by Meeting a Few Simple Requirements
  • Avoid $8 Monthly Fee with $1,000 Average Balance in Account or $25,000 Combined Loan/Deposit Balance
 
Criteria to Earn the Premium Interest Rate on Daily Balances up to $25,000:
  • Sign up and receive eStatements
  • One direct deposit required per month
  • Free NPB Custom Design checks
  • 50% discount on annual safe deposit box rental
  • Two free stop payments
  • One penalty-free Certificate of Deposit withdrawal per year (1 Year Term CD Only)*. Feel confident about your financial future with a free investment consultation from New Peoples Bank Financial Services, Inc. 
 
*IntraFi Network Deposits & CDs Excluded
Honoring those who have served or that are serving.
Military Personnel, Veterans, Law Enforcement Officers, Firefighters, and Medical Professionals.
 
  • Free Custom Heroes Checks
  • Free VISA® Debit Card that earns uChoose® Rewards Points,
  • 50% discount on annual safe deposit box rental, 0.25% off
  • Borrower’s interest rate on any consumer installment loan*,
  • Two free stop payments per year
  • Discount on GenGold® lifestyle benefits
  • One penalty-free Certificate of Deposit Withdrawal per year (1 Year Term CD Only)**.
 
 
*Rate discounts do not apply to commercial loans or real estate secured loans.
** IntraFi Network Deposits EXCLUDED
Our KEWL Checking Account helps teens and students develop healthy financial habits, while earning exciting rewards! Students ages 13-23 (17 and under requires adult participation and signature with this account) are eligible for this account. Receive a free NPB VISA®Card. Order checks with your school’s logo*.
 
Students can earn uChoose® reward points* every time they sign for purchases using their card. As an added bonus, New Peoples Bank will add uChoose® points for the following:
  • Birthday - 100 points
  • Direct Deposit - 10 points for having a direct deposit
  • Logging in to online banking - 10 points for logging in to online banking at least once per month
  • Bill Pay - 10 points per payment with a maximum of 50 points per month
  • Enroll in mobile banking - 100 points (one time)
  • Open additional accounts - 100 points per new account (one time)
We want to reward students for a job well done at the end of the school year.
 
*Participating Schools
**uChoose® rewards points are not FDIC insured.
 
For our elementary and high school students:
  • 100 additional points for those elementary/high school students who have an A/B final average for the current school year*
  • 100 additional points for those elementary/high school students who have perfect attendance for the current school year*
***Students must bring in their final report card, an A/B honor roll certificate or a perfect attendance certificate for verification. Students are eligible to earn in both categories for a total of 200 points.

For our college students:
  • 50 additional points per semester for full time college students who maintain a 3.0 average*
****Students must bring in a copy of their final grades for verification.
*****New Peoples Bank reserves the right to modify the Points and Rewards without prior notification.
Basic Checking is a traditional checking account with no monthly service charge. Enjoy free eStatements, no minimum balance requirements, and unlimited transfers to other accounts.











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The retirement of your dreams

Helping you find the path to where you want to be.